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Ireland has several ancient rules that are still in effect. For example, some counties, such as Dublin, are governed by a separate "barony" law, separate from their own county law. And because the union between the two countries is still somewhat tenuous, some former British laws remain in force.
Women in Northern Ireland are still subject to a number of archaic restrictions and regulations, such as the one in place at the time of the Troubles.Firms have resisted competing on price with up to 30 per cent profit margins in consumer banking due to their low margins, research reveals.
In the UK, it has been suggested that a competitive market in financial services could lead to a further reduction in branch network levels.
According to the Bank of England's latest quarterly bulletin, there has been "little evidence of a large scale consolidation of retail and commercial banking", and that "consolidation has been almost entirely focused on supporting the growth of new channels" rather than through the reduction in total branch numbers.
"The strong incumbent presence of commercial banks in retail banking markets in the UK is not fully reflected in the performance of the retail banking industry," it says.
The research was published by the Bank of England's Quarterly Bulletin.
The research is a follow-up to last year's Quarterly Bulletin which said there had been a "quiet 0b46394aab